National Debt Relief vs New Era

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Pros

• No upfront settlement fees
• Free consultation can help you compare your options
• Highly rated by the Better Business Bureau (A+)
• Puts a stop to debt collection calls
• Eliminate up to 50% of debt

Pros

• No upfront settlement fees
• Free consultation
• IAPDA-accredited & BBB-accredited with A+ rating
• Transparent fee structure
• Settles debt in as little as 28 months

Cons

• Fees can run as high as 25% of your settled debt
• The forgiven debt is subject to income tax
• Remains on a credit report for seven years
• Minimum debt amount of $7,500 needed to qualify

Cons

• No guarantee of settlement
• Not available in all states
• Solutions limited to debt settlement
• Limited support hours
• No mobile app

Quick Stats

• Credit Score Impact : False
• Average Net Savings : 30% after fees
• BBB Rating : A+
• Fees : 18% - 25%
• Timeframe : 24-48 months
• Money-Back Guarantee : "True"

Quick Stats

• Credit Score Impact : Program may lower credit score
• Average Net Savings : Around 47.77%, before fees
• BBB Rating : A+
• Fees : 14% to 23% of debt settled
• Timeframe : 28 months on average
• Trustpilot Score : 5 out of 5
• Customer Experience : Excellent

Selling Points

• No upfront settlement fees
• Free consultation can help you compare your options
• Highly rated by the Better Business Bureau (A+)

Selling Points

• Relatively low debt settlement timeframe
• Offers Rapid Resolution Program (RRP)
• Has flexible payment options

Services Offered

• —

  Undisclosed
  Bankruptcy Counseling
• —

  Undisclosed
  Consolidation Loans
• Credit Card Debt Relief
• Credit Counseling
• Debt Consolidation
• Debt Counseling
• Debt Management Plans
• Debt Settlement
• Loan Refinancing

Services Offered

• Bankruptcy Counseling
• —

  Undisclosed
  Consolidation Loans
• Credit Card Debt Relief
• —

  Undisclosed
  Credit Counseling
• —

  Undisclosed
  Debt Consolidation
• —

  Undisclosed
  Debt Counseling
• —

  Undisclosed
  Debt Management Plans
• Debt Settlement
• —

  Undisclosed
  Loan Refinancing

Types of Debt Covered

• —

  Undisclosed
  Collection Accounts
• —

  Undisclosed
  Credit Card Debt
• —

  Undisclosed
  Medical Bills
• —

  Undisclosed
  Personal Loans
• —

  Undisclosed
  Private Student Loans
• —

  Undisclosed
  Professional Bills
• —

  Undisclosed
  Secured Debts

Types of Debt Covered

• Collection Accounts
• Credit Card Debt
• Medical Bills
• —

  Undisclosed
  Personal Loans
• Private Student Loans
• —

  Undisclosed
  Professional Bills
• Secured Debts

Payment Options

• —

  Undisclosed
  Cash
• Escrow/Savings Bank Account

Payment Options

• —

  Undisclosed
  Cash
• Escrow/Savings Bank Account

Customer Support

• Email
• —

  Undisclosed
  In Office
• —

  Undisclosed
  Live Chat
• Mobile Application
• Phone
• Ticket

Customer Support

• Email
• In Office
• Live Chat
• —

  Undisclosed
  Mobile Application
• Phone
• —

  Undisclosed
  Ticket